Provides additional time for PIP insurers to respond to a demand letter for payment before a suit may be filed.

Please click on the update dates below refer to the last time this reply 1 updated.Between October 2007 and January 1 will see, say, 2008, through no fault of legislators continue to apply only if all drivers in accidents PIP coverage. The State of Florida was illegal in cases of accident where all parties have PIP coverage.

The law for the restoration of bodily protection, also known as no-fault or PIP adopted by the House, 105-4, October 5, 2007 and during the day was appointed unanimously by the Senate. Governor Crist signed the bill adopted October 11, 2007. The bill to restore PIP with effect from January 1, 2008. These are the items marked with new law:

* Requires all vehicle personal injury protection was January 1. Insurers are premium of 15 messages sent in November to policyholders who do not already have PIP coverage.
* Provides additional time for the PIP insurer in May to meet demand payment before writing an application to be filed.
* Requires that all PEP are connected to a single supplier for the party claims even wounded during a trial.
* PIP medical bill is still 80% or covering 20% co-payment.
* New restrictions on the types of clinics, the PIP is the bill (prevent) fraud.
* A new fee limit, most providers of health care to 200% reimbursement rates for Medicare (for free, this will help) can prevent fraud.
* A new provision provides $ 5000 for physicians who manage the emergency and hospital care. Thus, the insurer up to $ 5,000 for benefits for 30 days for doctors to provide medical care or emergency services or inpatient care for book.
* New Uniforms complaint documentation requirements governing PIP PIP claims (this will help) to prevent fraud. Mandates the consolidation of claims at the point of a physician on the same patient and same insurance company.
* Neue Behörde für das Büro des Generalstaatsanwalt Florida sanktionieren Versicherungsunternehmen zu, die zu Unrecht Forderungen verweigern. This is to protect consumers. Does he refuse to practice unfair trade practice for an insurer to pay valid claims as a general business practice, and allows the Attorney General to investigate and take action, in addition to the Office of Regulatory insurance.

There was no need for drivers to have PIP between 1 October 2007 and December 31, 2007. In the meantime, if it was an accident and does not cover any driver involved, there is the possibility of action to determine who is guilty, to determine who must pay damages. This is where the responsibility for injury, the insured / injuries underinsured motorist and medical payments and expenditures would be required.

Many drivers who bought policies before October 1 will have coverage in the interim. May PIP coverage does not cover injuries, but drivers do not protect against criminal prosecution if they are in an accident with a driver without PIP. Therefore, you must be responsible for personal injury and uninsured motorists coverage underinsured bodily harm.

CarInsurance.com has opportunities for you when you shop for insurance with our agency. If you have auto insurance in Florida Get Quote we guide you through the options report. Since December 15, 2007 CarInsurance.com, all airlines need to be purchased PIP. Because of the confusion created by the state, the carriers want to ensure that their customers are adequately covered.

Since January 1, 2008 required PIP in Florida, with responsibility for property damage. It is recommended that all drivers of insurance injury.

Since the new law PIP includes some minor improvements to reduce fraud, some of our companies to lower their premiums from 1 January 2008!